{"id":1099,"date":"2020-01-02T13:36:05","date_gmt":"2020-01-02T13:36:05","guid":{"rendered":"https:\/\/www.yopa.co.uk\/homeowners-hub\/?p=1099"},"modified":"2020-01-01T13:39:03","modified_gmt":"2020-01-01T13:39:03","slug":"how-to-sell-a-house-with-a-history-of-subsidence","status":"publish","type":"post","link":"https:\/\/dy36.stage.yopa-dev.co.uk\/homeowners-hub\/how-to-sell-a-house-with-a-history-of-subsidence\/","title":{"rendered":"How to Sell a House with a History of Subsidence"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">For homebuyers, the word &#8216;subsidence&#8217; will almost certainly flag up cautionary notes and even sensations of alarm. Similarly, for homeowners, the prospect of selling a property that has suffered subsidence is equally as worrying. If the subsidence problem has affected the foundations of the building and you plan to sell, it is essential to determine whether the instability is ongoing or has stabilised. Below, we discuss the causes, signs and symptoms, along with how to sell a house with subsidence. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Causes of Subsidence<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Unexpected and excessive absorption of\nwater by plants and trees can provoke subsidence, although it is also more\nlikely to occur in houses with foundations in clay soil. While the phenomenon\ntends to be more prevalent in defined geographical pockets in the south and\neast of England, it can occur anywhere in the UK. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are several causes. In addition to\nareas with clay soil, the risk is higher than average where the ground is silt,\nsand or gravel-based. However, there is a difference in how the problematic\nchanges in volume come about. Clay and silt soils are cohesive, meaning that\nthey change in line with their moisture content. Conversely, although gravel\nand sand are non-cohesive, they are more susceptible to washing away by water\nflow, especially during heavy rain and flooding. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Symptoms of Subsidence<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Some typical signs are:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Windows and doors that stick, especially when the problem\n     worsens over time and is evident all year round i.e. not only in damp or\n     cold conditions.<\/li><li>Door and window frames that are visibly out of true.<\/li><li>Cracks that have appeared on the side of a wall, particularly\n     if the openings are wider at the tops.<\/li><li>Ripped wallpaper.<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Selling a Home with Subsidence<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">With prompt remedial action, it is usually\npossible to stabilise the situation. To achieve the desired solution, it may be\nnecessary to underpin the foundations of the building. Nevertheless,\nunderpinning can be an expensive and lengthy process that costs up to around\n\u00a350,000. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buildings insurance usually covers the\ndamage, so, at the first signs, it is advisable to contact the insurer.\nSubsequently, a surveyor may want to measure and monitor small cracks over\nmonths or years.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Historic subsidence that has been resolved\nand is not likely to recur means that further building work is not necessary.\nNonetheless, it might be worth doing cosmetic repairs or painting to improve\nthe appearance of the property and promote a quicker sale. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On the other hand, ongoing subsidence means\nthat it is vital to address the unresolved issue(s). Otherwise, it may prove\nvery difficult or almost impossible to find a buyer; potential purchasers will\nalmost certainly not be able to obtain a mortgage. Though a cash buyer could\ncome along, the proportion that would relish the prospect of dealing with\nstructural problems is relatively low. Such cash purchasers would probably\nexpect a corresponding price reduction. In most situations, therefore, corrective\naction is advisable. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Legally, the principle of <em>caveat emptor<\/em>\nmeans the buyer should beware and check the property. All the same, the chances\nof a successful sale are higher if the current owner takes a pragmatic\napproach. Although it might be tempting to leave the surveyor to detect\nproblems during a homebuyer\u2019s report or a more extensive structural survey,\ndeferring the issue in this way could well disrupt the sale and cause stress in\nany upward chain of buyers and sellers.<\/p>\n\n\n<div class=\"valuation-widgets\">\n    <div class=\"valuation-widgets__col\">\n        <a href=\"https:\/\/www.yopa.co.uk\/online-valuation\" class=\"valuation-widget\">\n            <div class=\"media\">\n    <div class=\"media__media\">\n        <img decoding=\"async\" src=\"https:\/\/dy36.stage.yopa-dev.co.uk\/homeowners-hub\/wp-content\/themes\/yopa\/assets\/images\/icon-house.svg\" alt=\"\" role=\"presentation\">    <\/div>\n    <div class=\"media__inner\">\n        <div class=\"media__heading\">\n            Instant online <span class=\"chevron\">valuation<\/span>        <\/div>\n        <div class=\"media__content\">\n            <p>Get a rough estimate of your home's value now.<\/p>        <\/div>\n    <\/div>\n<\/div>\n        <\/a>\n    <\/div>\n    <div class=\"valuation-widgets__col\">\n        <a href=\"https:\/\/www.yopa.co.uk\/property-valuation\" class=\"valuation-widget\">\n            <div class=\"media\">\n    <div class=\"media__media\">\n        <img decoding=\"async\" src=\"https:\/\/dy36.stage.yopa-dev.co.uk\/homeowners-hub\/wp-content\/themes\/yopa\/assets\/images\/icon-currency.svg\" alt=\"\" role=\"presentation\">    <\/div>\n    <div class=\"media__inner\">\n        <div class=\"media__heading\">\n            Face-to-face <span class=\"chevron\">valuation<\/span>        <\/div>\n        <div class=\"media__content\">\n            <p>Book an appointment with your local Yopa agent.<\/p>        <\/div>\n    <\/div>\n<\/div>\n        <\/a>\n    <\/div>\n<\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\">Providing Information to Purchasers<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Crucially, form TA6 or the Seller\u2019s\nProperty Information Form (SPIF) contains detailed questions concerning the\nproperty for sale. Whether a house, bungalow, flat or other type of dwelling,\nthe queries extend to details of building work, underpinning and other remedial\ntasks. Significantly, the seller has to supply copies of any warranty or\nguarantees. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is crucial to answer the questions\ncorrectly; they form a legal part of the contract. Notably, providing\ninaccurate or incomplete information could result in a compensation claim after\nthe sale. Damages awards in misrepresentation cases can run into tens of\nthousands of pounds, so do consult your solicitor for advice if you are not\nsure about what details to include.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Significantly, the SPIF asks about building\ninsurance and any surcharges to the annual premium, or special conditions such\nas additional excesses in the event of claims. Such conditions are likely to\napply when a building has been subject to subsidence in the past. If the problem(s)\noccurred before you purchased the property, your conveyancer or solicitor could\nalways ask for details from the conveyancer that handled the purchase.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finally, if subsidence is ongoing and it is\nnot practical to remedy it thoroughly before proceeding with marketing the\nproperty for sale, you could try researching the extent and cost of necessary\nrepair work. Presenting possible buyers with detailed proposals and an\naccompanying estimate of costs to resolve the subsidence might make the\ndifference between a cash buyer losing interest and making a reasonable offer.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For homebuyers, the word &#8216;subsidence&#8217; will almost certainly flag up cautionary notes and even sensations of alarm. Similarly, for homeowners, the prospect of selling a property that has suffered subsidence is equally as worrying. If the subsidence problem has affected the foundations of the building and you plan to sell, it is essential to determine<\/p>\n","protected":false},"author":4,"featured_media":1100,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1099","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-selling"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How to Sell a House with a History of Subsidence - Yopa Homeowners Hub<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dy36.stage.yopa-dev.co.uk\/homeowners-hub\/how-to-sell-a-house-with-a-history-of-subsidence\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Sell a House with a History of Subsidence - Yopa Homeowners Hub\" \/>\n<meta property=\"og:description\" content=\"For homebuyers, the word &#8216;subsidence&#8217; will almost certainly flag up cautionary notes and even sensations of alarm. Similarly, for homeowners, the prospect of selling a property that has suffered subsidence is equally as worrying. 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