{"id":1227,"date":"2026-09-25T07:55:21","date_gmt":"2026-09-25T07:55:21","guid":{"rendered":"https:\/\/www.yopa.co.uk\/homeowners-hub\/?p=1227"},"modified":"2026-09-25T10:16:03","modified_gmt":"2026-09-25T10:16:03","slug":"second-homes-stamp-duty-calculator","status":"publish","type":"post","link":"https:\/\/dy36.stage.yopa-dev.co.uk\/homeowners-hub\/second-homes-stamp-duty-calculator\/","title":{"rendered":"Second Homes Stamp Duty Calculator"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong><em>Now updated to reflect the changing stamp duty thresholds effective from 1 April 2025.\ufeff<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.yopa.co.uk\/homeowners-hub\/at-what-point-in-the-buying-process-do-you-pay-stamp-duty\/\">Stamp Duty Land\nTax<\/a> (SDLT)\n\u2013 or stamp duty as everyone usually refers to it \u2013 applies to any property or\npiece of land that you purchase in the UK, albeit with slightly different rules\nand terminology depending on whether you are buying in England and Northern\nIreland, Scotland or Wales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On second\nhomes, stamp duty is increased \u2013 and you\u2019ll usually have to pay an extra tax on\ntop of the standard rates. Use our calculator below to work out just how much\nthis could be.<\/p>\n\n\n\n<style>\n@media screen and (-webkit-min-device-pixel-ratio:0) {  \/*safari and chrome*\/\n    select {\n        height:48px;\n        line-height:48px;\n        background:#f4f4f4;\n        padding-left: 20px;\n    } \n}\nselect::-moz-focus-inner { \/*Remove button padding in FF*\/ \n    border: 0;\n    padding: 0;\n}\n@-moz-document url-prefix() { \/* targets Firefox only *\/\n    select {\n        padding: 15px 0!important;\n    }\n}        \n@media screen\\0 { \/* IE Hacks: targets IE 8, 9 and 10 *\/        \n    select {\n        height:48px;\n        line-height:48px;\n        padding-left: 20px;\n    }     \n}\n#stamp-duty-value {\ncolor: #e8542a;\nfont-weight: bold;\n}\n\n#price-wrapper {\n  display: inline-block;\n  position: relative;\nwidth: 100%;\n}\n\n#price-wrapper::before {\n  content: \"\u00a3\";\n  position: absolute;\n  left: 20px;\n  top: 50%;\n  transform: translateY(-50%);\n}\n\n#purchase-price {\n   padding: 0.5em 2.5em;\n}\n<\/style>\n<br>\nWhat is the purchase price?\n<span id=\"price-wrapper\">\n<input name=\"value\" id=\"purchase-price\" type=\"number\" min=\"1\" max=\"10000000\" step=\"1\" pattern=\"\\d+\">\n<\/span>\n<br><br>\nWhere is the property located?\n<select id=\"location\">\n  <option value=\"englandni\">England or Northern Ireland<\/option>\n  <option value=\"wales\">Wales<\/option>\n  <option value=\"scotland\">Scotland<\/option>\n<\/select>\n<br><br>\n<input type=\"submit\" value=\"Submit\" id=\"formSubmit\">\n<br><br>\n<script src=\"https:\/\/benjamincjohnson.co.uk\/second-home-stamp-duty-calculator-2025.js\"><\/script>\n<p><span id=\"result-copy\"><\/span><span id=\"stamp-duty-value\"><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How much will Stamp Duty cost on my second home?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you buy a second home or buy-to-let property in <strong>England and Northern Ireland<\/strong> that\u2019s eligible for stamp duty, you\u2019ll have to pay an extra 5% on top of the standard SDLT rates, which are as follows.<\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>   <strong>Portion of property price<\/strong>   <\/td><td><strong>Standard LTT Rate<\/strong><\/td><\/tr><tr><td>\u00a30 &#8211; \u00a3125,000 <\/td><td>5%<\/td><\/tr><tr><td>\u00a3125,001 &#8211; \u00a3250,000   <\/td><td>7%   <\/td><\/tr><tr><td>\u00a3250,001 &#8211; \u00a3925,000  <\/td><td>10%   <\/td><\/tr><tr><td>\u00a3925,001 &#8211; \u00a31,500,000<\/td><td>15%   <\/td><\/tr><tr><td>Over \u00a31,500,001<\/td><td>17%   <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Land Transaction Tax (LTT) rates in Wales<\/strong><\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>   <strong>Portion of property price<\/strong>   <\/td><td>\n  <strong>Standard LTT Rate\n  <\/strong>\n  <\/td><\/tr><tr><td>   \u00a30 &#8211; \u00a3180,000 <\/td><td>   5%   <\/td><\/tr><tr><td>   \u00a3\u00a3180,001 &#8211; 250,000 <\/td><td>   8.5%    <\/td><\/tr><tr><td>   \u00a3250,001 &#8211; \u00a3400,000 <\/td><td>   10%   <\/td><\/tr><tr><td>   \u00a3400,001  &#8211; \u00a3750,000<\/td><td>   12.5%   <\/td><\/tr><tr><td>   \u00a3750,001 &#8211; \u00a31,500,000<\/td><td>   15%   <\/td><\/tr><tr><td>   Over \u00a31,500,001<\/td><td>   17%   <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Land and Buildings Transaction Tax (LTT) rates in Scotland <\/strong><\/p>\n\n\n\n<table class=\"wp-block-table\"><tbody><tr><td>\n  <strong>Portion of\n  property price<\/strong>\n  <\/td><td>\n  <strong>Standard LTT Rate<\/strong>\n  <\/td><\/tr><tr><td>   \u00a30 &#8211; \u00a340,000<\/td><td>\n  0%\n  <\/td><\/tr><tr><td>   \u00a340,000 &#8211; \u00a3145,000<\/td><td>   8%   <\/td><\/tr><tr><td>   \u00a3145,001 &#8211; \u00a3250,000   <\/td><td>   10%   <\/td><\/tr><tr><td>   \u00a3250,001 &#8211; \u00a3325,000   <\/td><td>   13%   <\/td><\/tr><tr><td>   \u00a3325,001 &#8211; \u00a3750,000   <\/td><td>   18%   <\/td><\/tr><tr><td>\n  Over \u00a3750,001\n  <\/td><td>   20%   <\/td><\/tr><\/tbody><\/table>\n","protected":false},"excerpt":{"rendered":"<p>Now updated to reflect the changing stamp duty thresholds effective from 1 April 2025.\ufeff Stamp Duty Land Tax (SDLT) \u2013 or stamp duty as everyone usually refers to it \u2013 applies to any property or piece of land that you purchase in the UK, albeit with slightly different rules and terminology depending on whether you<\/p>\n","protected":false},"author":4,"featured_media":1228,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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